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Offer Expires: May 12, 2008

Policy

Disclosures:

1. This plan is not a health insurance policy.
2. This plan provides discounts at certain health care providers for medical services.
3. This plan does not make payments directly to the providers of medical services.
4. The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization.

Cancellation Policy:

To terminate or cancel the member agreement, simply send us your request in writing to: Health Benefit Plans, Inc. , 2450 NE 186th Street, Suite 104, MIami, FL 33180. This agreement can be cancelled for non-payment.

30-day Money Back Guarantee:

If you cancel for any reason within 30 days, you will receive a full refund. To terminate or cancel the member agreement, simply send us your request in writing to: Health Benefit Plans, Inc., 2450 NE 186th Street, Suite 104, MIami, FL 33180 within 30 days of your initial purchase. Non-refundable one-time fees will be disclosed at the time of application.

Issue Resolution:

For any concerns or complaints when using the membership card, please call 1-800-710-2079 for immediate assistance. Your issue will be researched and a resolution reached within 3 business days.